Your Mentor-Guide for:
Creating cashflow for life with rental property, so I can share what I've learned over 15+ years as a real estate investor/ landlord and to share with you the various tools I’ve built along the way to increase cashflow, be more successful and maximize my time with the people who matter most to me and the activities that bring me the most joy.
My background is...
Award-Winner of the:
11th Annual Robert Bruss Leigh Robinson Book Award for:
Retire on Real Estate: Building Rental Income for a Safe & Secure Retirement,
Presented at the 2018 National Association of Real Estate Editors Annual Meeting, Las Vegas.
Very readable. Quite engaging. One of the best explanations I've ever read of what happened to the three-legged stool of Social Security, pension and 401K savings, when the pension leg was taken away. Also like referring readers to the website with charts and forms to help readers analyze their options.
Speaker at different types of events:
Honored (and still quite disbelieving!) to:
Have my books carried in various libraries and bookstores.
(This photo shows the very first time I found my book on the shelves of Barnes & Nobles bookstore.)
A balanced life where my #1 job comes first, which is FAMILY… specifically being Mom to a spunky pre-teen and Wife to an amazing woman who keeps me laughing, keeps me on my toes, and supports my dreams and goals 100%.
My Education and Training is...
IS NOT your typical retirement savings book!
IS NOT your typical real-estate investing book!
RETIRE ON REAL ESTATE is all about chickens and eggs. To give you a preview of my book, the nest-egg idea of saving up a sum of money in a risk-based retirement account and then chipping away at it once you've stopped working, and simply hoping or praying it will be enough . . . is cracked. Seriously cracked. It just doesn't make logical sense, even though most people still cling to this method as if it is tried and true.
The truth is that as a society, we've only evolved into this way of doing things in the last 30 years or so. In my book I show you how things went awry and why we are facing a retirement crisis, individually and as a nation. In my book I also advocate getting a chicken for you and your family! Not a real chicken - unless that's your thing of course - but a metaphorical one. I believe rental properties are like chickens because they provide "eggs" for you day after day, month after month.
My book shows you why you need a chicken and some easy ways to get one, even if you're starting from nothing. I also show you all you need to know to take care of your chicken so that it will be a low-risk, ever-producing asset. In other words, I show you how to protect your retirement dreams - whatever they are - and avoid late-life poverty using the powerful and surprisingly achievable tool of real estate.
AMACOM (The book-publishing arm of the
American Management Association)
Published in 2018
One evening, while enjoying a delightful dinner with some friends, a dark cloud came over the room. The conversation had shifted to retirement, a topic that should have been exciting! However the sense of anxiety and dread in the room was palpable. Like the majority of adults these days, my friends were anxious that they would have to choose between two outcomes: work for all their living days or retire with the risk and ever-present fear of running out of money. As I listened to my friends, two sets of feelings stirred inside me. The first was a feeling of deep, but almost guilty, knowing that my wife and I will indeed retire and that we will retire in comfort and with complete financial self-sufficiency. The second feeling was a growing sense of urgency and responsibility to my friends, and to society at large, to share what I've learned so that others can take steps now to protect their late-life financial prospects and retirement dreams.
So I decided to write a book. RETIRE ON REAL ESTATE is not your typical real-estate book. I wrote this book to get the word out about the benefits of owning even one rental property as a strategy for authentic diversification in retirement planning. It is also about our failing retirement system now that the pension is almost extinct. It's about how our 401(k)s may be duping us into believing they will make us wealthy and sustain us till death once we stop working. For instance, did you know that seemingly small fees on your 401(k) or other mutual fund can eat up roughly half of your account balance by the time you retire?
My book explains this well-kept industry secret and exposes other truths that your financial planner and mutual fund company don't want you to know. It's is not about getting rich in real estate and it's not about getting out of the rat race, though real estate can certainly serve those purposes. Truth is, I am not out of the rat race, myself. I'm a mid-life mom with a steady job/career that I enjoy most of the time. And, my wife and I also have a handful of rental properties which will one day provide for our every need. In 6 to 14 years when the mortgages are paid off, our rentals will fund our daughter's college tuition. They will fund our retirement dreams without our having to rely on our other risk-laden retirement savings or Social Security. And they will be there to pass on to our daughter, leaving a legacy of continued financial support and security after we're gone.
Fear is why I wrote this book. And hope too. I am terrified of a future in which the very rich keep getting richer and the rest of us wind up living in desperate poverty. And the way I see it, unless we take action early on (though it's never too late!) by acquiring even just one rental property, this unfortunate outcome is within the realm of possibility. And this is where the hope comes in. With a couple relatively painless steps, which I break down for you in my book, this doom-and-gloom scenario can be replaced with one of financial safety, comfort, and even complete financial self-sufficiency. Whatever your retirement dreams are, they are still possible with a little extra creativity and courage.
There is SO much more to say. I encourage you to get (and read) my book, or... Simply spend 1-2 hours with me on Monday May 2, 2022 as I break it all down in person: CLICK HERE FOR INFO.